It has often been said that capitalism is bad and socialism is good. The socialists always find ways to hammer on the capitalists whenever they can, showing that they are somehow greedy. But alas, free-market capitalism exploits this truism of human nature, almost along the same lines as Maslow’s Hierarchy […]

Most people (and governments) will advise travelers to purchase travel insurance, especially when traveling internationally. Our personal insurances (medical and other) do not normally cover us when we are in another country. Taking out appropriate travel insurance will reduce the risk of high costs should something bad happen. Most travel […]